SafeCharge uses 3D Secure, a real-time cardholder authentication at the time of purchase, so merchants are assured that the card issuer bank believes that it is the legitimate cardholder who is using the card to make the purchase. If the cardholder later denies the transaction, it is a matter for the issuer bank and the cardholder to resolve with minimal involvement from the merchant's side.

Key Benefits:

• Minimal impact on existing checkout process
• Increased cardholder confidence
• Increased sales
• Substantially reduced rates of fraudulent transactions and chargebacks