E-wallets

SafeCharge helps merchants reach a wide variety of end-users with e-wallet options. With growing success, e-wallets are gaining more and more popularity as alternative to credit cards. E-wallets provide end-users with a secure, intuitive way to purchase online products and are beneficial for merchants because of their immediate authorization. They also allow end-users to link their funds, such as credit card, bank account and prepaid card, and have one secure way to pay.

Direct Debit

SafeCharge offers merchants direct debit - an easy way to receive money directly from an end-user's bank account. Once the customer chooses to pay with direct debit, he provides the merchant with his bank details and certifies that he allows the merchant to deduct the amount from his bank account.

Pre-paid cards

Prepaid cards are very popular among people who do not have or do not want to use their credit cards, or do not want to disclose sensitive financial information. No chargebacks are possible with pre-paid cards and they are extremely easy to use. To reach a global audience, SafeCharge enables merchants to accept local (Surf) and international (Ukash, paysafecard, Wallie) pre-paid cards, which can be purchased through numerous POS and brick-and-mortar stores. Recently, most prepaid issuers have added the option to recharge the balance of the card through the website via different payment channels.

Real-time Bank Transfers

As real-time bank transfers are among the fastest growing alternative payment methods in the world, SafeCharge has made the effort to enable merchants to accept funds from all over the world. Countries such as Germany, Austria, the Netherlands, Norway, Finland and Switzerland and even the UK have adopted this payment method due to its extremely high security, end-customer adoption rate and easy interface. The customer chooses to pay with a real-time bank transfer, selects his bank and is redirected to his online banking, where he enters his account number and secure PIN. He is then presented with a pre-filled screen and needs to confirm the payment and only then is the service provided. Real-time bank transfers give merchants immediate authorization. All major banks are supported by this method, and as no chargebacks are possible, payments are guaranteed.

Offline Bank Transfers

SafeCharge offers offline bank transfers worldwide. The end user prints the voucher and pays at his bank, which will then wire the funds to the merchant's bank account. This method is common in countries with low credit card usage.